Wholesale field guide
Net 30 on Shopify: payment terms for some customers, without Plus
Your retail shoppers pay at checkout. Your wholesale accounts want to order now and pay in 30 days. Here is what Shopify includes on each plan, where sellers still get stuck after the order goes through, and how Crate handles terms on your Shopify catalog.
The short answer
- Shopify B2B includes net terms and payment reminders on Basic, Grow, Advanced and Plus. Deposits and partial payments are Plus only.
- Terms need each buyer set up as a B2B company on new customer accounts, and Shopify does not charge or chase on its own beyond up to five reminder emails.
- Crate keeps terms on each buyer in its own wholesale portal, invoices through Shopify, QuickBooks or Crate, and shows who owes you, from $50/month.
The problem: some customers pay on terms, most do not
A cafe ordering beans, a boutique restocking candles, a corporate buyer whose accounts team will not pay by card: wholesale accounts expect an invoice with Net 30. Everyone else on the same Shopify store should still pay at checkout. So the terms have to sit on certain customers, not on the store.
Shopify sellers ask this every month. One seller in 2025 asked about setting up NET30 payment options for wholesale customers for one large account that would not pay by card; early replies said it needed Plus, and replies in 2026 corrected that. In April 2026 another asked about bypassing payments for B2B orders. Since July the busier question is what comes after: how do you track unpaid net 30 wholesale orders and who still owes you.
What Shopify offers today
| Need | On Shopify | Source |
|---|---|---|
| Net terms for B2B buyers | Yes, on Basic, Grow, Advanced and Plus. Not on Starter or Retail | B2B features by plan |
| Which terms | Due immediately (the default), Net 7, 15, 30, 45, 60 or 90, due on fulfillment, or a fixed date on draft orders | Payment terms |
| Where terms are set | On each company location, on a whole company, or for several companies at once | Payment terms |
| Checking out on terms | The buyer clicks Submit and does not pay; the order shows Payment pending with its due date | B2B checkout |
| Collecting the money | Not automatic: payments are not captured when terms expire, and a saved card is not charged on the due date. Send an invoice, charge the card, mark it paid, or use Shopify Flow | Payment terms, vaulted cards |
| Reminders | Up to five scheduled reminder emails, from the due date to 30 days after it | Deferred payments |
| Deposits and partial payments | Shopify Plus only | B2B features by plan |
| One-off terms without B2B | A draft order with Payment due later and a term, sent as an invoice by you | Create a draft order |
Shopify plans cost $39, $105 and $399 a month billed monthly for Basic, Grow and Advanced ($29, $79 and $299 billed yearly), and Plus starts at $2,300 (Shopify pricing, read November 13, 2026). So net terms no longer need Plus.
Where sellers get stuck
| Sticking point | What happens |
|---|---|
| Every buyer must be a company | A B2B customer "must be set up and be associated with a company location" when the order is placed, and B2B does not work with legacy customer accounts (considerations) |
| Checkout changes for B2B | Shop Pay, Apple Pay, Google Pay, local delivery, pickup points, subscriptions and some third-party apps do not work with B2B (considerations) |
| Prices per buyer | Below Plus, up to 3 active catalog assignments across B2B markets, so most buyers share a few price lists (plans) |
| Fixed list of terms | No Net 14 or end of month terms; sellers were pointed to the API or apps (Shopify Community, April 2026) |
| Who owes you | Sellers describe tracking unpaid terms orders in spreadsheets and marking bank transfers paid by hand, and ask for a balance per account (July 2026, August 2026) |
If your wholesale accounts are already Shopify companies and a few shared catalogs cover their prices, native terms on your current plan may be all you need. The rest of this guide is for sellers who want buyers on terms to order from their own portal at their own prices, and to see who owes what without a spreadsheet.
Net terms with Crate on your Shopify catalog
Crate is a wholesale ordering portal that connects to Shopify. It imports your products into a separate portal where each wholesale buyer signs in, so your Shopify checkout, customer accounts and retail shoppers stay as they are.
- Terms per buyer, no company setup. Prepaid, due on receipt, COD, or Net 7, 15, 21, 30, 45, 60 or 90, set on each buyer, in bulk or by CSV import, with a default for new buyers.
- No card on terms. Buyers on terms place the order without paying. Prepaid buyers pay by card at checkout if you turn that on.
- You confirm first. Orders arrive as pending, so you can check stock and change quantities before the invoice goes out. The due date comes from the buyer's terms.
- Invoice where you already do. Crate sends the invoice through Shopify, and the order lands in Shopify when the buyer pays it. Connect QuickBooks Online and the invoice goes there instead, or send a Crate invoice with a pay page for card and ACH.
- See who owes you. Filter orders by overdue and see outstanding and overdue totals at the top of the orders list. Record a check or bank transfer by hand, including part payments.
- Buyers see what they owe. The buyer's order history shows due dates and can be filtered to overdue invoices.
- Reminders on a schedule. Turn on automatic reminders on a Polite, Standard or Aggressive schedule, up to 30 days past due, with you copied from day 7 on the standard one.
- Prices per buyer too. Each account gets its own prices without the 3-catalog limit. $50/month for up to 20 active buyers, $80/month for up to 50.
Where it may still fit: Crate does not set credit limits, take deposits or stop an overdue account from ordering. If every wholesale account is already a Shopify company, a few catalogs cover their prices and Shopify's reminders are enough, native net terms on Basic or Grow cost nothing extra and may still fit you better.
For what Shopify B2B includes on each plan, read Shopify wholesale without Plus. Using a pricing app? Bold's own help says Custom Pricing has no built-in Net 30; see Crate vs Bold Custom Pricing. For per-buyer prices and case minimums on the same products, see Shopify wholesale pricing and Shopify wholesale minimum order. Selling on Square instead? Read Net 30 on Square. For the weekly job of chasing late accounts, see tracking unpaid wholesale invoices.
Setting it up
- 01Connect Shopify from Integrations in Crate and choose which products are sold wholesale.
- 02In Settings, pick the payment terms new buyers start on, and connect QuickBooks Online if that is where your invoices live.
- 03Set Net 30, or other terms, on the buyers who have earned them.
- 04Invite your buyers. They order online without a card, and each confirmed order is invoiced with its due date.
Questions
- Do I need Shopify Plus for net terms?
- No. Shopify's B2B features by plan page lists net terms, payment reminders and vaulted credit cards on Basic, Grow, Advanced and Plus. Deposits, partial payments and payment requests per fulfillment are Plus only. B2B is not on the Starter or Retail plans. Older community answers that say Plus only date from before B2B reached the lower plans.
- How do I give Net 30 to one customer on Shopify?
- Two ways. Set the customer up as a B2B company, add a company location and choose Net 30 in its payment terms, so they check out with Submit instead of paying. Or build a draft order for them, choose Payment due later and Net 30, and send the invoice. Draft orders work for a few orders taken by phone or email; company terms let the buyer order on their own.
- Does Shopify charge the card when net terms are up?
- No. Shopify's help says payments are not captured automatically when terms expire, and a saved card is not charged on the due date. You collect from the order (send an invoice, charge a vaulted card, or mark it paid), or set up a Shopify Flow to charge the vaulted card.
- Can I offer Net 14 or end of month terms on Shopify?
- Not from the standard list, which is Net 7, 15, 30, 45, 60 and 90, due on fulfillment, or a fixed date on draft orders. In an April 2026 thread sellers were pointed to the API or apps for custom terms. Crate adds Net 21, COD and due on receipt to the usual Net 7 to Net 90.
- How does Crate do net terms with Shopify?
- Each buyer has terms, from prepaid to Net 90, and orders in your Crate wholesale portal without a card. When you confirm, Crate sends the invoice through Shopify, through QuickBooks Online if you connect it, or as a Crate invoice, tracks the due date from the buyer's terms, and can remind the buyer when it is overdue.
- Does Crate set a credit limit or stop overdue buyers ordering?
- No. Crate shows which orders are overdue and how much is outstanding, buyers see their overdue invoices, and reminders can follow up, but it does not set credit limits or block orders. Shopify does not either; sellers in the Shopify Community add apps for that.
- How much does Crate cost?
- Crate Wholesale starts at $50/month for up to 20 active buyers, with payment terms per buyer and the Shopify and QuickBooks Online integrations. Growth is $80/month for up to 50 and adds standing orders and Crate invoicing. Plus is $150/month for more than 50. Your Shopify plan stays as it is.
Sources
- 1. Shopify Help Center: B2B features by plan
- 2. Shopify Help Center: Payment terms
- 3. Shopify Help Center: B2B checkout
- 4. Shopify Help Center: Deferred payments and payment reminders
- 5. Shopify Help Center: Vaulted credit cards
- 6. Shopify Help Center: B2B considerations
- 7. Shopify Help Center: Create a draft order
- 8. Shopify: Pricing
- 9. Shopify Community: Setting up NET30 payment options for wholesale customers?
- 10. Shopify Community: Bypassing payments for B2B orders
- 11. Shopify Community: How do you track unpaid net 30 wholesale orders?
- 12. Shopify Community: B2B / Net terms on Shopify, how do you currently track who still owes you?
- 13. Shopify Community: Custom payment terms for B2B accounts
Shopify help, pricing and community sources reviewed November 13, 2026. Shopify changes its plans and features, so check its help center for the latest.
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